Why it’s never just a car!

Whether your classic car been passed through generations or is a new member of your family; our team at Lancaster Insurance understand it’s never ‘just’ a car. That’s why when you look for insurance for your classic, there are a number of benefits to using a specialist broker, that has a unique understanding of both the personal and financial value of your vehicle.

We know that things sometimes don’t run smoothly and how important it is to make sure your pride and joy has the right protection in place, should you need to use it.

Specialist brokers have access to a wide range of benefits suited to classic vehicles, such as limited mileage or choice of repairer, and can discuss your requirements in detail. They will also have access to a range of insurers to help find a policy to suit your needs.

Here’s some more reasons to consider using a specialist broker for your insurance:

1. With values of classic cars remaining high, it’s important you insure with someone you can trust, and who understands the market. By going direct, you can talk to the team in detail about your car and your circumstances and they can understand the overall risk. The broker will then be able to find a suitable policy, ensuring you’ve got the correct cover.

 

2. If you have an unusual, rare or modified classic, a specialist will help find ways of reducing the cost, whilst still ensuring you have the right policy for your particular needs.

 

3. At Lancaster, we also offer an agreed-value option. This is done via our bespoke online portal. The form asks for your details and for information about your vehicle. You can upload photographs, rather than print and post. There’s also the option to upload further information to support your application, such as invoices for work or purchases. Our independent classic car experts then check its value and you’ll be given a certificate confirming the value agreed.

 

4. Our specialist insurer schemes give you the choice to choose your own repairer. This means that in the event of accident where your classic needs repairing, you can tell us who your preferred repairer is, providing you that extra peace of mind should the worst occur. (subject to terms and conditions set by the insurer).

 

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Lancaster Insurance Services have been proudly arranging classic car insurance since 1984

Specialising in arranging cover for your cherished vehicle, our comprehensive classic car insurance policies are designed to protect your investment.

We work with carefully selected underwriters to offer insurance solutions developed with our customers in mind and are the insurance broker of choice for thousands of classic car owners across the UK.

Using our wealth of experience and knowledge of the industry, we can quote for virtually every classic car available. To speak to a member of our specialist customer service team call 01480 484826 or click here to get a quote online.

Our benefits at a glance:

· Car Club member discounts up to 40%

· Show and Rally cover

· Choice of repairer

· Salvage retention

· RAC breakdown cover

· Free EU cover up to 90 days

· Agreed valuation

· Laid up cover

· 24 hour claims helpline

· Limited mileage discounts

Discounts, benefits and features offered may vary between insurance policies and are subject to underwriting criteria.